5-minute KYC, then charge cards, accept ACH, take Apple Pay, run a virtual terminal — all inside the app, all reconciled automatically. No separate processor account to manage.
Each method is a one-line config in your settings — turn it on, customers see it on the hosted pay page.
Visa, Mastercard, American Express, Discover. PCI-compliant tokenization handled by us. Funds settle in 1–2 business days.
Lower fees for high-ticket invoices. Customer enters routing/account info on the hosted pay page; we verify with micro-deposits.
Auto-shown when the customer's browser/device supports it. Higher conversion, lower fraud, same fees as cards.
Display your Venmo handle on the invoice or generate a Venmo deep-link with the amount pre-filled. Great for small/casual invoices.
Instant bank-to-bank transfers between US banks. Display your Zelle email/phone/tag on invoices.
Charge a customer's card over the phone or in person. Type the card number into our PCI-compliant form, hit charge, done.
When you send an invoice, we generate a public hosted pay page on a unique secret URL. Customer clicks the link in their email, sees a clean checkout, pays. No app, no login, no friction.
Your logo at the top. Your business name. Your color accent. The amount due, the line items, and a single conspicuous "Pay Securely" button. We don't sneak our branding onto the page — your customer sees you, not us.
We pass through the standard interchange + scheme fees and add nothing on top. The $29.99/mo subscription is our entire revenue from you on the platform side.
Each business day, we batch your card payments into a single payout to your linked bank account. Every payment is traceable back to the originating invoice.
Federal regulation requires us to verify your business and beneficial owners (KYB) and at least one principal owner (KYC) before we can process payments on your behalf. We've made it as quick as possible.
Most accounts are approved automatically within 5–10 minutes. High-risk MCCs or unusual volume can take up to 2 business days for manual review.
When a customer disputes a charge with their bank, we surface it inside Trailing Paper with the original invoice attached, the customer's contact info, and a guided response form.
Every dispute attaches itself to the original transaction. We surface the customer's stated reason, give you a structured form to upload your evidence (signed agreement, delivery proof, communication history), and submit it to the bank on your behalf.
Card data never touches your infrastructure. Customer payment info is tokenized in the browser and never lands in our database in raw form.
Audited annually by a Qualified Security Assessor. Card data tokenized in-browser, never stored or transmitted in raw form by your code.
Independently audited controls covering security, availability, and confidentiality. Report available under NDA.
Cards saved on file are tokenized — your records contain a token reference, not the card number. Use saved tokens to charge repeat customers.
Sign up, complete the 5-minute KYC, and your invoices have a Pay button by lunchtime.
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